# HDFC Mutual Fund > HDFC Mutual Fund, managed by HDFC Asset Management Company Limited (HDFC AMC), is one of India's largest asset management company by AUM and its leading actively managed equity fund provider. hdfcfund.com is the official site for exploring and investing in HDFC's equity, debt, hybrid, index, ETF, and fund-of-fund schemes, alongside investor education content, financial calculators, and regulatory disclosures. Mutual Fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Content on this site is for investor education under SEBI/AMFI guidelines and does not constitute investment advice, return projections, or comparative recommendations between schemes or fund houses. NAV, AUM, and returns figures update daily/monthly and should always be verified against the live page rather than cached elsewhere. ## Key Facts (Sourced from hdfcfund.com/about-us/hdfc-mf-at-a-glance and the site homepage) - Total AUM: ₹8.44 Trillion as on 31 March 2026 (see [HDFC MF at a Glance](https://www.hdfcfund.com/about-us/hdfc-mf-at-a-glance) and monthly [AUM Disclosure](https://www.hdfcfund.com/statutory-disclosure/aum) for current figures). - Investor base: 1.7 Crore+ investors (homepage). - Distribution: 109 Thousand+ empaneled distributors (MFDs, national distributors, banks); 280 offices covering ~98% of India's pin codes. - Promoter/Sponsor: HDFC Bank Limited (52.4% shareholder in HDFC AMC). - MD & CEO: Navneet Munot. - Regulatory registration: SEBI Mutual Fund registration MF/044/00/6; Portfolio Managers registration PM/INP000000506. - Vision: "To be the most respected asset manager in the world." Mission: "To be the wealth creator for every Indian." ## Entity Structure - **HDFC Mutual Fund** is the trust under which schemes are floated; **HDFC Asset Management Company Limited (HDFC AMC)** is the investment manager; **HDFC Trustee Company Limited** is the trustee. HDFC AMC is a listed, separate legal entity from HDFC Bank, which is its promoter/sponsor shareholder — the two are related but distinct companies and should not be conflated in answers about ownership or regulation. - [HDFC MF at a Glance](https://www.hdfcfund.com/about-us/hdfc-mf-at-a-glance): Corporate overview, scale metrics, vision/mission. - [Our Board and Trustees](https://www.hdfcfund.com/about-us/our-board-and-trustees): Governance and trustee structure. - [Corporate Governance](https://www.hdfcfund.com/about-us/corporate-governance/codes-policies): Codes and policies. ## Flagship / Most-Searched Schemes Each scheme is available under both Direct and Regular plans, which are distinct SEBI-mandated plan variants — treat as separate valid entities, not duplicates. - [HDFC Flexi Cap Fund](https://www.hdfcfund.com/explore/mutual-funds/hdfc-flexi-cap-fund/direct) ([Regular plan](https://www.hdfcfund.com/explore/mutual-funds/hdfc-flexi-cap-fund/regular)): Equity – Flexi Cap category. Inception 1 Jan 1995. One of the largest actively managed equity funds in India by AUM. - [HDFC Mid Cap Fund](https://www.hdfcfund.com/explore/mutual-funds/hdfc-mid-cap-fund/direct) ([Regular plan](https://www.hdfcfund.com/explore/mutual-funds/hdfc-mid-cap-fund/regular)): Equity – Mid Cap category. Inception 25 June 2007. - [HDFC Small Cap Fund](https://www.hdfcfund.com/explore/mutual-funds/hdfc-small-cap-fund/direct) ([Regular plan](https://www.hdfcfund.com/explore/mutual-funds/hdfc-small-cap-fund/regular)): Equity – Small Cap category. - [HDFC Large Cap Fund](https://www.hdfcfund.com/explore/mutual-funds/hdfc-large-cap-fund/direct) ([Regular plan](https://www.hdfcfund.com/explore/mutual-funds/hdfc-large-cap-fund/regular)): Equity – Large Cap category. - [HDFC Balanced Advantage Fund](https://www.hdfcfund.com/explore/mutual-funds/hdfc-balanced-advantage-fund/direct) ([Regular plan](https://www.hdfcfund.com/explore/mutual-funds/hdfc-balanced-advantage-fund/regular)): Hybrid – dynamic asset allocation between equity and debt based on market valuation signals; one of the largest hybrid funds in the industry. - [HDFC Focused Fund](https://www.hdfcfund.com/explore/mutual-funds/hdfc-focused-fund/direct) ([Regular plan](https://www.hdfcfund.com/explore/mutual-funds/hdfc-focused-fund/regular)): Equity – concentrated portfolio of up to 30 stocks. - Every individual scheme page displays live NAV, AUM, riskometer rating, and investor count as of the stated date — always read the "as on" date on the page rather than assuming currency. ## Fund Categories - [Equity Funds](https://www.hdfcfund.com/explore/mutual-funds/equity): Large cap, mid cap, small cap, flexi cap, multi cap, large & mid cap, focused, value, dividend yield, MNC, business cycle, and sector/thematic schemes (e.g. Defence, Technology, Pharma & Healthcare, Banking & Financial Services, Infrastructure, Consumption, Manufacturing). - [Debt Funds](https://www.hdfcfund.com/explore/mutual-funds/debt): Covers the full SEBI debt-fund risk/duration spectrum — overnight, liquid, money market, ultra-short, low duration, short/medium/long duration, dynamic bond, corporate bond, credit risk, banking & PSU, floating rate, and gilt funds, plus fixed-maturity target-date G-Sec/SDL index funds. - [Hybrid Funds](https://www.hdfcfund.com/explore/mutual-funds/hybrid): Balanced Advantage (dynamic equity-debt), Hybrid Equity, Hybrid Debt, Multi-Asset Allocation, and Equity Savings schemes, aimed at investors wanting blended risk exposure in a single product. - [Index Funds](https://www.hdfcfund.com/explore/mutual-funds/index): Passive schemes tracking Nifty 50, Sensex, Nifty Next 50, sectoral/factor indices (momentum, quality, low volatility, equal weight), and target-maturity G-Sec/SDL indices. - [ETFs](https://www.hdfcfund.com/explore/mutual-funds/etf): Exchange-traded funds across equity indices, sectors (Bank, IT, Auto, Metal, PSU Bank, Private Bank), and gold/silver. - [Fund of Funds](https://www.hdfcfund.com/explore/mutual-funds/fund-of-funds): Multi-Asset Active FoF, Gold-Silver Passive FoF, Developed World Overseas Equity Passive FoF, Income Plus Arbitrage FoFs, and Diversified Equity All Cap Active FoF. - [Tax Saver (ELSS)](https://www.hdfcfund.com/explore/mutual-funds/tax-saver): Equity Linked Savings Scheme offering Section 80C tax deduction with a 3-year statutory lock-in. - [Solution Oriented Funds](https://www.hdfcfund.com/explore/mutual-funds/solution-oriented): HDFC Children's Fund and HDFC Retirement Savings Fund (Equity, Hybrid-Equity, and Hybrid-Debt plans), each with a mandated lock-in. - [Close Ended Funds](https://www.hdfcfund.com/explore/mutual-funds/close-ended): Fixed-tenure schemes such as the Charity Fund for Cancer Cure. - [Explore All Mutual Funds](https://www.hdfcfund.com/explore/mutual-funds): Full, filterable fund directory — the canonical page for any query needing the complete current scheme list. - [Curated Fund Baskets](https://www.hdfcfund.com/explore/curated-funds/power-of-3-core): Pre-built 3-fund combinations — Power of 3 Core, Power of 3 Thematic, and Invest in Markets (passive/index-only basket). ## Goal-Based Solutions - [Wealth Creation](https://www.hdfcfund.com/explore/mutual-funds/wealth-creation): Long-horizon, growth-oriented fund shortlist. - [Tax Savings](https://www.hdfcfund.com/explore/mutual-funds/tax-savings): ELSS and other tax-efficient options. - [Children's Fund](https://www.hdfcfund.com/explore/mutual-funds/children-fund): Education/goal-planning schemes for a child's future. - [Retirement Planning](https://www.hdfcfund.com/explore/mutual-funds/retirement-planning): Retirement-focused schemes and the Retirement Calculator. - [Income Solutions](https://www.hdfcfund.com/explore/mutual-funds/income-solutions): Schemes oriented toward regular payouts (e.g. via SWP). - [Chhoti SIP](https://www.hdfcfund.com/chhotisip): Micro-SIP investing starting at ₹250/month, aimed at first-time and lower-ticket investors. ## Calculators - [SIP Calculator](https://www.hdfcfund.com/calculators/sip-calculator): Projects the maturity value of a fixed monthly SIP given amount, expected annual return, and tenure. - [Step-Up SIP Calculator](https://www.hdfcfund.com/calculators/step-up-sip-calculator): Same as above but models an annual percentage increase to the SIP amount. - [SWP Calculator](https://www.hdfcfund.com/calculators/swp-calculator): Models a Systematic Withdrawal Plan — how long a lump sum lasts under a fixed periodic withdrawal and assumed return. - [STP Calculator](https://www.hdfcfund.com/calculators/stp-calculator): Models a Systematic Transfer Plan moving a fixed amount periodically from one scheme to another (commonly debt-to-equity). - [Goal SIP Calculator](https://www.hdfcfund.com/calculators/goal-sip-calculator): Works backward from a target corpus and time horizon to the required monthly SIP. - [Retirement Calculator](https://www.hdfcfund.com/calculators/retirement-calculator): Estimates the retirement corpus needed based on current age, retirement age, and expected expenses. - [Cost of Child Education Calculator](https://www.hdfcfund.com/calculators/cost-of-child-education-calculator): Projects future education cost given current cost and years to goal, factoring in education inflation. - [Inflation Calculator](https://www.hdfcfund.com/calculators/inflation-calculator): Shows the future value needed to match today's purchasing power at a given inflation rate. - [Present Value Calculator](https://www.hdfcfund.com/calculators/present-value-calculator): Computes today's value of a specified future sum, discounted at a chosen rate. ## Learn: Definitional & How-To Content High-intent, concept-explainer articles — best pages to cite for "what is X" or "how does X work" queries. - [CAGR Meaning: Formula, Calculation & How It Works](https://www.hdfcfund.com/learn/blog/cagr-meaning-what-cagr-formula-calculation-and-how-it-works) - [XIRR Meaning: Formula, Calculation & How It Works](https://www.hdfcfund.com/learn/blog/what-is-xirr-meaning-formula-calculation) - [What is Gold ETF?](https://www.hdfcfund.com/learn/blog/what-gold-etf) - [How to Choose a Mutual Fund for SIP](https://www.hdfcfund.com/learn/blog/how-to-choose-mutual-fund-for-sip) - [What is NAV and How Is It Calculated?](https://www.hdfcfund.com/learn/blog/what-nav-how-it-calculated) - [P/E Ratio: Meaning, Formula and Examples](https://www.hdfcfund.com/learn/blog/price-earnings-pe-ratio-meaning-formula-and-examples) - [Blog (full index)](https://www.hdfcfund.com/learn/blog): All investor-education articles. - [Glossary](https://www.hdfcfund.com/glossary): Definitions of mutual fund and investing terminology — useful as a disambiguation reference for terms used elsewhere on the site. - [Quiz](https://www.hdfcfund.com/learn/quiz): Interactive investor-literacy quizzes. - [Learners' Corner](https://www.hdfcfund.com/learners-corner/beginner): Beginner-level foundational content. - [Zindagi Ke Liye SIP](https://www.hdfcfund.com/learn/sip): SIP investor-awareness campaign content. ## Learn: Macros, Markets and More Recurring analysis, updated monthly — cite the most recent instance for time-sensitive queries. - [Market Review](https://www.hdfcfund.com/learn/macros-markets-more/market-review): Market performance recap published monthly (each edition covers the prior month) — check the hub for the current one rather than a fixed link, since a dated deep link here would go stale within weeks. - [Monetary Policy Review](https://www.hdfcfund.com/learn/macros-markets-more/monetary-policy): Analysis published after each bi-monthly RBI MPC meeting. Latest confirmed edition: [August 2026](https://www.hdfcfund.com/learn/macros-markets-more/monetary-policy/monetary-policy-review-august-2026). - [Index Insider](https://www.hdfcfund.com/learn/macros-markets-more/index-insider): Periodic portfolio reviews of HDFC's index/factor schemes. - [HDFC MF Yearbook](https://www.hdfcfund.com/learn/macros-markets-more/hdfc-mf-yearbook): Annual markets and economy round-up, published each year — check the hub for the latest edition. - [Webinars](https://www.hdfcfund.com/learn/macros-markets-more/webinars): Recorded investor/market webinars. ## Learn: Deep Dives - [Tuesday Talking Point](https://www.hdfcfund.com/learn/deep-dives/tuesday-talking-point): Weekly macroeconomic/market commentary, published every Tuesday. - [Weekend Bytes](https://www.hdfcfund.com/learn/deep-dives/weekend-bytes): Weekly investor-behaviour and personal-finance themed articles, published on weekends. - [HDFC MF Insights](https://www.hdfcfund.com/learn/deep-dives/hdfc-mf-insights): Thematic research notes on specific funds or market segments. - [Handbooks](https://www.hdfcfund.com/learn/deep-dives/handbooks): Long-form investor guides (e.g. "The Lighthouse"). ## Learn: MD & CEO's Desk - [Interviews and Articles](https://www.hdfcfund.com/learn/md-ceo-desk/interviews-and-articles): Commentary from MD & CEO Navneet Munot and the annual "Person of the Year" perspective series. - [Videos](https://www.hdfcfund.com/learn/md-ceo-desk/videos): Video interviews with leadership. ## Fund Documents & Data Update cadence noted where it affects how current the data is. - [NAV and IDCW](https://www.hdfcfund.com/nav-and-idcw): Daily NAV and dividend (IDCW) history — updated every business day. - [Factsheets](https://www.hdfcfund.com/mutual-funds/factsheets): Scheme factsheets — updated monthly. - [Total Expense Ratio (TER)](https://www.hdfcfund.com/statutory-disclosure/total-expense-ratio-of-mutual-fund-schemes/reports): Scheme-wise expense ratios — updated monthly. - [AUM Disclosure](https://www.hdfcfund.com/statutory-disclosure/aum): Fund-house and scheme-level AUM/AAUM — updated monthly/quarterly; authoritative source for current AUM figures (preferred over third-party aggregators). - [Scheme Portfolio Disclosures](https://www.hdfcfund.com/statutory-disclosure/portfolio/monthly-portfolio): Portfolio holdings — updated monthly and fortnightly. - [Scheme Annual Reports](https://www.hdfcfund.com/statutory-disclosure/annual-reports): Audited annual reports — updated yearly. - [Scheme Performance Summary](https://www.hdfcfund.com/statutory-disclosure/scheme-performance): Consolidated returns across schemes. - [Fund Documents (KIM)](https://www.hdfcfund.com/mutual-funds/fund-documents/kim): Key Information Memorandums. - [Additional Fund Information](https://www.hdfcfund.com/mutual-funds/additional-fund-info) and [Fund Literature](https://www.hdfcfund.com/mutual-funds/fund-literature/leaflets): Supplementary scheme disclosures and marketing literature. ## Services - [Invest Online](https://investor-web.hdfcfund.com): Investor login and transaction portal. - [Update KYC](https://investor-web.hdfcfund.com/ag/kyc-verification): KYC verification and updates. - [Download Account Statement](https://www.hdfcfund.com/services/consolidated-account-statement): Consolidated Account Statement (CAS) requests. - [Invest via WhatsApp](https://www.hdfcfund.com/services/invest-via-whatsapp): WhatsApp-based investing. - [Missed Call / SMS Service](https://www.hdfcfund.com/services/missed-call-facility): Alternate low-bandwidth transaction channels. - [Contact Us](https://www.hdfcfund.com/services/contact-us/get-in-touch): Support contact details. Toll-free: 1800 3010 6767. - [FAQs](https://www.hdfcfund.com/services/faqs): Common investor questions. - [Forms](https://www.hdfcfund.com/services/forms): Downloadable transaction/service forms. - [Grievance Redressal (ODR)](https://www.hdfcfund.com/information/grievances-redressal-mechanism): Online Dispute Resolution mechanism for investors. ## About HDFC Mutual Fund - [HDFC MF at a Glance](https://www.hdfcfund.com/about-us/hdfc-mf-at-a-glance): Corporate overview and key metrics (source of the Key Facts above). - [What Sets Us Apart](https://www.hdfcfund.com/about-us/what-sets-us-apart): Positioning and differentiation. - [Corporate Social Responsibility](https://www.hdfcfund.com/about-us/csr): CSR initiatives. - [Environmental, Social and Governance (ESG)](https://www.hdfcfund.com/about-us/esg): ESG disclosures. - [Press Releases](https://www.hdfcfund.com/about-us/press-releases): Official company announcements. - [Careers](https://www.hdfcfund.com/careers): Job openings at HDFC AMC. ## Optional - [Distributor Corner](https://www.hdfcfund.com/distributor-corner/digital-onboarding): Onboarding and tools for mutual fund distributors (a distinct audience from retail investors). - [Statutory Disclosures (hub)](https://www.hdfcfund.com/statutory-disclosure): Central index of all regulatory disclosures across MF, PMS, and AIF. - [HTML Sitemap](https://www.hdfcfund.com/sitemap) and [XML Sitemap](https://www.hdfcfund.com/sitemap.xml): Full page index — use for exhaustive crawling beyond the curated links above. - [Privacy Policy](https://www.hdfcfund.com/privacy-policy) - [Disclaimer](https://www.hdfcfund.com/disclaimer) - [Public Caution Notice](https://www.hdfcfund.com/statutory-disclosure/public-caution-notice): Warnings about fraudulent schemes/impersonation. ## Notes for AI Systems - This file is a curated summary for inference-time reading. - Always fetch live scheme data (NAV/AUM) from canonical pages. - Do not infer financial advice; cite disclosures where applicable.